
Team Fosgate
Trusted News From The Experts
Why Most Sellers Hire Real Estate Agents Today
Selling FSBO may seem tempting, but record-low numbers of homeowners are doing it for a reason. From accurate pricing to legal protection and faster sales, working with an agent brings expert strategy and peace of mind.
You May Have Enough Equity To Downsize and Buy Your Next House in Cash
If you’ve been waiting to downsize, your home equity might be the key. Many homeowners are using their equity to buy their next home with cash—skipping the mortgage and gaining buying power. Let’s connect to see how much equity you have and how it could fuel your next move.
Your House Didn’t Sell. Here’s What To Do Now.
If your home didn’t sell, don’t give up—over 70% of sellers who switch agents find success. Learn what went wrong and how smart pricing, better marketing, and a fresh strategy can turn your expired listing into a sold sign.
Is Inventory Getting Back To Normal?
Housing inventory is on the rise nationwide, giving buyers more options than in recent years. But recovery varies by region, making local market expertise essential to navigate current conditions and find the right home.
The Five-Year Rule for Home Price Perspective
Short-term price dips in a few metros don’t signal a crash. The Five-Year Rule proves it: national values are up 55% since 2019 and every state gained. Own at least five years to ride out minor declines, build real equity and stay ahead of inflation.
Buying Your First Home? FHA Loans Can Help
FHA loans offer lower down payments and competitive interest rates, making homeownership more accessible for first-time buyers facing affordability challenges. Learn how these loans can help you buy your first home with less money upfront and manageable monthly payments.
The Big Difference Between a Homeowner’s and a Renter’s Net Worth
Homeownership is one of the best ways to build wealth in our country and it’s easy to see why.
As you pay down your mortgage and as home values rise over time, you gain equity – and that helps grow your net worth. That’s why a homeowner’s net worth is nearly 40X greater than a renters.
But you should only buy a home when you’re ready and able to do it. If you want to build a plan to get there, let’s connect.
The Rooms That Matter Most When You Sell
Buyers focus most on the living room, primary bedroom, and kitchen when touring a home. Staging these key spaces helps your home sell faster and for more money. Learn how a local agent can guide your staging strategy to get the best return.
Understanding Today’s Mortgage Rates: Is 3% Coming Back?
Waiting for mortgage rates to return to 3% could leave you sidelined. Experts forecast mid-6% rates ahead, not historic lows. Now’s the time to adjust expectations, explore smart buying strategies, and act before competition surges later this year.
Why Buying Real Estate Is Still the Best Long-Term Investment
Real estate has been ranked the best long-term investment in America for 12 years straight, outperforming stocks, gold, and bonds. Despite market shifts, it continues to build steady wealth over time—making it a smart move for buyers focused on lasting value.
Newly Built Homes May Be Less Expensive Than You Think
Today’s market offers a surprising twist—newly built homes may cost less than existing ones. With builders scaling down home sizes and offering price cuts and incentives, now could be the perfect time to explore new construction options in your area.
Home Projects That Add the Most Value
Whether you’re planning to move soon or not, you want to be strategic about which home projects you take on. Because not all of them will be worth it.
Before you decide what upgrades to tackle, talk to an agent who knows what’s in demand in your area and where you’re most likely to recoup the costs.
Is It Better To Rent or Buy a Home?
While renting may feel easier today, it often costs more in the long run without building equity. Buying a home can be a powerful way to grow wealth and secure your financial future. Start planning now to turn homeownership into a reality.
The Secret To Selling Your House in Today’s Market
Housing inventory is up, but it’s still well below normal levels—far from 2008. This increase helps ease a long-standing housing shortage and reflects a stabilizing market, not a crash. Buyers should view it as a chance to act, not a reason to wait.
Many Veterans Don’t Know about This VA Home Loan Benefit
VA home loans offer powerful benefits like no down payment, no PMI, and limited closing costs—yet most Veterans aren’t aware. Learn how this program helps eligible service members and their families become homeowners.
Common Real Estate Terms Explained
Feeling overwhelmed by homebuying jargon? Learn key real estate terms like appraisal, contingencies, mortgage rate, and pre-approval to boost your confidence and make smarter decisions throughout the process.
Real Estate Voted the Best Long-Term Investment
For the 12th year in a row, real estate has been named the best long-term investment. Let’s connect if you want to talk about the programs out there that can help you become a homeowner.
Thinking about an Adjustable-Rate Mortgage? Read This First.
Adjustable-rate mortgages offer lower initial payments, making them appealing amid high interest rates, but they come with future cost risks. Learn how ARMs work, their pros and cons, and why consulting a lender is key to making the right mortgage decision.
More Homes for Sale Isn’t a Warning Sign – It's Your Buying Opportunity
Housing inventory is at its highest since 2020, but still below pre-pandemic levels. This increase isn’t a crash warning—it’s a move toward a healthier market amid a long-term housing shortage. Buyers should see this as a prime opportunity, not a red flag.
What Buyers Need To Know About Homeowners Association Fees
HOA fees can impact your homebuying budget and lifestyle. Learn what they cover, how common they are, and whether the benefits—like maintenance and amenities—make them worth it for your next home.