Team Fosgate
Trusted News From The Experts

Chris Fosgate Chris Fosgate

Why Most Sellers Hire Real Estate Agents Today

Selling FSBO may seem tempting, but record-low numbers of homeowners are doing it for a reason. From accurate pricing to legal protection and faster sales, working with an agent brings expert strategy and peace of mind.

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Chris Fosgate Chris Fosgate

Your House Didn’t Sell. Here’s What To Do Now.

If your home didn’t sell, don’t give up—over 70% of sellers who switch agents find success. Learn what went wrong and how smart pricing, better marketing, and a fresh strategy can turn your expired listing into a sold sign.

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Chris Fosgate Chris Fosgate

Is Inventory Getting Back To Normal?

Housing inventory is on the rise nationwide, giving buyers more options than in recent years. But recovery varies by region, making local market expertise essential to navigate current conditions and find the right home.

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Chris Fosgate Chris Fosgate

The Five-Year Rule for Home Price Perspective

Short-term price dips in a few metros don’t signal a crash. The Five-Year Rule proves it: national values are up 55% since 2019 and every state gained. Own at least five years to ride out minor declines, build real equity and stay ahead of inflation.

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Chris Fosgate Chris Fosgate

Buying Your First Home? FHA Loans Can Help

FHA loans offer lower down payments and competitive interest rates, making homeownership more accessible for first-time buyers facing affordability challenges. Learn how these loans can help you buy your first home with less money upfront and manageable monthly payments.

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Chris Fosgate Chris Fosgate

The Big Difference Between a Homeowner’s and a Renter’s Net Worth

Homeownership is one of the best ways to build wealth in our country and it’s easy to see why.

As you pay down your mortgage and as home values rise over time, you gain equity – and that helps grow your net worth. That’s why a homeowner’s net worth is nearly 40X greater than a renters.

But you should only buy a home when you’re ready and able to do it. If you want to build a plan to get there, let’s connect.

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Chris Fosgate Chris Fosgate

The Rooms That Matter Most When You Sell

Buyers focus most on the living room, primary bedroom, and kitchen when touring a home. Staging these key spaces helps your home sell faster and for more money. Learn how a local agent can guide your staging strategy to get the best return.

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Chris Fosgate Chris Fosgate

Understanding Today’s Mortgage Rates: Is 3% Coming Back?

Waiting for mortgage rates to return to 3% could leave you sidelined. Experts forecast mid-6% rates ahead, not historic lows. Now’s the time to adjust expectations, explore smart buying strategies, and act before competition surges later this year.

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Chris Fosgate Chris Fosgate

Why Buying Real Estate Is Still the Best Long-Term Investment

Real estate has been ranked the best long-term investment in America for 12 years straight, outperforming stocks, gold, and bonds. Despite market shifts, it continues to build steady wealth over time—making it a smart move for buyers focused on lasting value.

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Chris Fosgate Chris Fosgate

Newly Built Homes May Be Less Expensive Than You Think

Today’s market offers a surprising twist—newly built homes may cost less than existing ones. With builders scaling down home sizes and offering price cuts and incentives, now could be the perfect time to explore new construction options in your area.

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Chris Fosgate Chris Fosgate

Home Projects That Add the Most Value

Whether you’re planning to move soon or not, you want to be strategic about which home projects you take on. Because not all of them will be worth it.

Before you decide what upgrades to tackle, talk to an agent who knows what’s in demand in your area and where you’re most likely to recoup the costs.

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Chris Fosgate Chris Fosgate

Is It Better To Rent or Buy a Home?

While renting may feel easier today, it often costs more in the long run without building equity. Buying a home can be a powerful way to grow wealth and secure your financial future. Start planning now to turn homeownership into a reality.

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Chris Fosgate Chris Fosgate

The Secret To Selling Your House in Today’s Market

Housing inventory is up, but it’s still well below normal levels—far from 2008. This increase helps ease a long-standing housing shortage and reflects a stabilizing market, not a crash. Buyers should view it as a chance to act, not a reason to wait.

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Chris Fosgate Chris Fosgate

Common Real Estate Terms Explained

Feeling overwhelmed by homebuying jargon? Learn key real estate terms like appraisal, contingencies, mortgage rate, and pre-approval to boost your confidence and make smarter decisions throughout the process.

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Chris Fosgate Chris Fosgate

Thinking about an Adjustable-Rate Mortgage? Read This First.

Adjustable-rate mortgages offer lower initial payments, making them appealing amid high interest rates, but they come with future cost risks. Learn how ARMs work, their pros and cons, and why consulting a lender is key to making the right mortgage decision.

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