
Team Fosgate
Trusted News From The Experts
Housing Market Forecasts for the Rest of 2025
Home prices are expected to rise modestly in 2025 while mortgage rates remain steady in the 6% range. The market is cooling, not crashing—so buyers and sellers should focus on strategy, not headlines.
The U.S. Foreclosure Map You Need To See
Foreclosure filings rose 7% in early 2025, but remain far below crisis levels--just 0.13% of homes nationwide. Stronger lending and record homeowner equity mean today's market is nothing like 2008. Let's connect to talk about what this really means for you.
The Latest Mortgage Rate Forecasts
Mortgage rates are projected to stay in the 6% range through year-end, so holding off for a major drop might not pay off. Let's connect to explore your options and keep you informed as forecasts shift.
Don’t Make These Mistakes When Selling Your House
Selling your house? Avoid common mistakes like overpricing, unnecessary upgrades, refusing to negotiate, and hiring the wrong agent. The right expert can help you sell faster and for more money.
Why a Newly Built Home Might Be the Move Right Now
Newly built homes offer more choices, builder incentives, and lower mortgage rates--making them an overlooked opportunity in today's market.
Mortgage Rates Are Stabilizing – How That Helps Today’s Buyers
Mortgage rates are stabilizing, creating more predictability for buyers navigating today’s market. With fewer rate swings and a slow, steady outlook, now may be the right time to plan your move and lock in a payment you can feel confident about.
The 5-Year Rule for Home Prices
Are you worried about home prices? Here's what you should know. In most areas, home prices are still way up compared to 5 years ago -- even with the recent shifts. Let's look at what prices are doing in our market, so you have the full picture.
The Advice First-Time Homebuyers Need To Hear
First-time homebuyers can avoid common pitfalls with the right support and a solid plan. From getting pre-approved to sticking to a budget and not skipping inspections, these tips will help you buy smart, build equity, and stress less. Your first home doesn't have to be forever--it just needs to be the right first step.
The Truth About Where Home Prices Are Heading
Despite the crash headlines, experts project steady home price growth averaging 3.3% annually through 2029. The market is stabilizing, not collapsing—so waiting for a big drop could mean missing out on long-term equity gains.
Selling and Buying at the Same Time? Here’s What You Need To Know
If you're moving, selling your home first can free up equity, reduce financial stress, and make your next offer stronger. With the right agent, you can time the transition smoothly and confidently step into your next chapter.
Should You Buy a Vacation Home?
Now that summer's here, you're probably planning your next getaway. But what if you didn't have to? Buying a vacation home means having a built-in escape you can use year after year. It gives you the chance to generate rental income and have a go-to retirement destination in the future. If you're dreaming of owning your own slice of paradise, let's connect and see if we can make it happen this summer.
What You Should Know About Getting a Mortgage Today
Getting approved for a mortgage is becoming easier as lenders loosen standards slightly, without repeating the mistakes of 2008. With credit availability at its highest in nearly three years, now may be your best chance to qualify and make your move.
Think No One’s Buying Homes Right Now? Think Again.
Despite headlines, homes are still selling--about 11,000 a day. Life changes like jobs and growing families are driving demand. With the right strategy and a local expert, your home could be next.
Why Big Investors Aren’t a Challenge for Today’s Homebuyer
Institutional investors are pulling back from buying homes, reducing competition for everyday buyers. With more inventory and fewer deep-pocketed bidders, now may be a great time to re-enter the market and find your ideal home.
Top 5 Reasons To Hire a Real Estate Agent When You Sell
The right agent doesn’t just list your house – they help you sell smarter, faster, and with fewer surprises.
With an agent’s help, you’ll know what’s happening in your local market and how to price your house right. You’ll feel confident filling out complex legal documents and at the negotiation table. And that’s priceless.
Multi-Generational Homebuying Hit a Record High – Here’s Why
A record 17% of buyers are choosing multi-generational homes, driven by rising housing costs and the need for shared expenses. Discover how pooling resources with family can boost affordability and buying power in today’s market.
What Every Homeowner Needs To Know In Today’s Shifting Market
The market is shifting toward normal, giving buyers more power and making pricing and strategy key for sellers. Learn how to stand out, negotiate smartly, and sell successfully in today’s changing real estate landscape.
Think It’s Better To Wait for a Recession Before You Move? Think Again.
Many buyers hope a recession will lower home prices, but history shows that’s unlikely. While rates may dip, prices typically hold or rise. Let’s create a smart game plan based on facts, not fear—don’t wait for a market shift that may never come.
Why Your Home's Asking Price Matters More Today
Now that there are more homes for sale, the number of price cuts is back at normal levels. Want a proven pricing strategy that works for today's market? Let's connect.
Why Homeownership Is Going To Be Worth It
In a time of uncertainty, owning a home offers stability, freedom, and a sense of accomplishment. From personalizing your space to putting down roots, homeownership delivers emotional and lifestyle benefits that go far beyond finances.