Team Fosgate
Trusted News From The Experts

Chris Fosgate Chris Fosgate

The Big Difference Between a Homeowner’s and a Renter’s Net Worth

Homeownership is one of the best ways to build wealth in our country and it’s easy to see why.

As you pay down your mortgage and as home values rise over time, you gain equity – and that helps grow your net worth. That’s why a homeowner’s net worth is nearly 40X greater than a renters.

But you should only buy a home when you’re ready and able to do it. If you want to build a plan to get there, let’s connect.

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Chris Fosgate Chris Fosgate

The Rooms That Matter Most When You Sell

Buyers focus most on the living room, primary bedroom, and kitchen when touring a home. Staging these key spaces helps your home sell faster and for more money. Learn how a local agent can guide your staging strategy to get the best return.

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Chris Fosgate Chris Fosgate

Understanding Today’s Mortgage Rates: Is 3% Coming Back?

Waiting for mortgage rates to return to 3% could leave you sidelined. Experts forecast mid-6% rates ahead, not historic lows. Now’s the time to adjust expectations, explore smart buying strategies, and act before competition surges later this year.

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Chris Fosgate Chris Fosgate

Why Buying Real Estate Is Still the Best Long-Term Investment

Real estate has been ranked the best long-term investment in America for 12 years straight, outperforming stocks, gold, and bonds. Despite market shifts, it continues to build steady wealth over time—making it a smart move for buyers focused on lasting value.

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Chris Fosgate Chris Fosgate

Newly Built Homes May Be Less Expensive Than You Think

Today’s market offers a surprising twist—newly built homes may cost less than existing ones. With builders scaling down home sizes and offering price cuts and incentives, now could be the perfect time to explore new construction options in your area.

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Chris Fosgate Chris Fosgate

Home Projects That Add the Most Value

Whether you’re planning to move soon or not, you want to be strategic about which home projects you take on. Because not all of them will be worth it.

Before you decide what upgrades to tackle, talk to an agent who knows what’s in demand in your area and where you’re most likely to recoup the costs.

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Chris Fosgate Chris Fosgate

Is It Better To Rent or Buy a Home?

While renting may feel easier today, it often costs more in the long run without building equity. Buying a home can be a powerful way to grow wealth and secure your financial future. Start planning now to turn homeownership into a reality.

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Chris Fosgate Chris Fosgate

The Secret To Selling Your House in Today’s Market

Housing inventory is up, but it’s still well below normal levels—far from 2008. This increase helps ease a long-standing housing shortage and reflects a stabilizing market, not a crash. Buyers should view it as a chance to act, not a reason to wait.

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Chris Fosgate Chris Fosgate

Common Real Estate Terms Explained

Feeling overwhelmed by homebuying jargon? Learn key real estate terms like appraisal, contingencies, mortgage rate, and pre-approval to boost your confidence and make smarter decisions throughout the process.

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Chris Fosgate Chris Fosgate

Thinking about an Adjustable-Rate Mortgage? Read This First.

Adjustable-rate mortgages offer lower initial payments, making them appealing amid high interest rates, but they come with future cost risks. Learn how ARMs work, their pros and cons, and why consulting a lender is key to making the right mortgage decision.

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Chris Fosgate Chris Fosgate

Housing Market Forecasts for the Second Half of 2025

Experts say mortgage rates may dip and more homes will hit the market in the second half of the year, leading to slower price growth—great news for buyers and sellers alike. Let’s connect and talk about how these trends impact your real estate goals.

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Chris Fosgate Chris Fosgate

Why Would I Move with a 3% Mortgage Rate?

Even with a 3% mortgage, life changes—not interest rates—often drive the decision to move. With home prices projected to rise steadily through 2029, waiting could cost tens of thousands more. If a move is on the horizon, it’s smart to review your timeline now and plan ahead.

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Chris Fosgate Chris Fosgate

Home Projects That Boost Value

Before investing in home renovations, it’s important to know which projects offer the best return. Strategic updates guided by a local real estate expert can boost your home’s value and appeal when it’s time to sell.

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