
Team Fosgate
Trusted News From The Experts
You Could Use Some of Your Equity To Give Your Children the Gift of Home
With today’s high home prices, many first-time buyers are leaning on family for help. If you’re a homeowner, your equity could be the key to helping your child afford their first home—turning your financial growth into a powerful legacy.
Housing Market Forecasts for the Second Half of 2025
Experts say mortgage rates may dip and more homes will hit the market in the second half of the year, leading to slower price growth—great news for buyers and sellers alike. Let’s connect and talk about how these trends impact your real estate goals.
Why Would I Move with a 3% Mortgage Rate?
Even with a 3% mortgage, life changes—not interest rates—often drive the decision to move. With home prices projected to rise steadily through 2029, waiting could cost tens of thousands more. If a move is on the horizon, it’s smart to review your timeline now and plan ahead.
Don’t Let Student Loans Hold You Back from Homeownership
Think student loans will delay your homeownership goals? You may not have to wait. Many first-time buyers with student debt still qualify for a mortgage—talk to a lender to see what’s possible.
Why Buyers Are More Likely To Get Concessions Right Now
Rising inventory is giving homebuyers more negotiating power, with many sellers and builders offering concessions like closing cost help, rate buy-downs, and repairs to seal the deal.
Home Projects That Boost Value
Before investing in home renovations, it’s important to know which projects offer the best return. Strategic updates guided by a local real estate expert can boost your home’s value and appeal when it’s time to sell.
Why You’ll Want a Home Inspection
A home inspection protects your investment by uncovering issues with the roof, foundation, plumbing, and more. It can help you renegotiate and avoid costly surprises.
Housing Market Forecasts for the Second Half of the Year
Experts forecast slightly lower mortgage rates, continued inventory growth, and moderate home price increases—giving buyers more breathing room and sellers renewed motivation to list.
Why Some Homes Sell Faster Than Others
Some homes sell in days, others sit for weeks—why? Pricing, first impressions, marketing, and location all play key roles. Learn what really helps homes sell faster in today’s market.
Stocks May Be Volatile, but Home Values Aren’t
While stocks can rise and fall quickly, home values tend to remain steady—even during economic uncertainty. Real estate offers long-term stability, making homeownership a more reliable investment.
The 20% Down Payment Myth, Debunked
Think you need 20% down to buy a home? Think again. Many first-time buyers qualify for low or no down payment loans—and could get up to $17K in assistance.
Your Home Equity Could Make Moving Possible
Thanks to recent home price appreciation, homeowners have near record amounts of equity – and you may too. On average, homeowners have $311K worth of equity.
Once you sell, you can use it to fund your down payment on your next home or maybe even to buy a smaller house in cash.
If you want to find out how much equity you have, let's connect. Because it may make a move a lot more feasible than you'd think.
What an Economic Slowdown Could Mean for the Housing Market
Worried about a recession? History shows home prices often stay steady—or even rise—during economic slowdowns, while mortgage rates typically decline, boosting buying power.
A Tale of Two Housing Markets
The housing market is shifting—some areas favor buyers while others still benefit sellers. Learn how local trends impact your move and why a trusted agent makes all the difference.
Why Today’s Foreclosure Numbers Aren’t a Warning Sign
Despite a slight uptick in filings, today’s foreclosure numbers remain far below 2008 levels, thanks to strong lending standards and homeowner equity.
Paused Your Moving Plans? Here’s Why It’s Time To Hit Play Again
Inventory is rising, demand is steady, and conditions are balancing out — making now an ideal time to buy or sell a home. Let’s connect and explore your options!
Should I Buy a Home Now or Wait?
Wondering if you should buy a home now or wait? With prices projected to keep rising and equity building over time, getting into the market today could be your smartest move.
What’s Your House Worth Now? The Answer May Surprise You
Your home may be worth more than you think. With rising property values and steady mortgage payments, homeowners are sitting on record equity—averaging $311K. Discover how to leverage that wealth for your next move, renovation, or business dream.
What You Can Do When Mortgage Rates Are a Moving Target
Mortgage rates may be unpredictable, but you can still take control. Focus on improving your credit score, exploring loan types, and choosing the right loan term to secure the best deal possible in today’s shifting market.