Keys to the Market

Unlocking Insights, One Door at a Time

Chris Fosgate Chris Fosgate

Why Some Homes Sell Faster Than Others

Some homes sell in days, others sit for weeks—why? Pricing, first impressions, marketing, and location all play key roles. Learn what really helps homes sell faster in today’s market.

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Chris Fosgate Chris Fosgate

Stocks May Be Volatile, but Home Values Aren’t

While stocks can rise and fall quickly, home values tend to remain steady—even during economic uncertainty. Real estate offers long-term stability, making homeownership a more reliable investment.

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Chris Fosgate Chris Fosgate

The 20% Down Payment Myth, Debunked

Think you need 20% down to buy a home? Think again. Many first-time buyers qualify for low or no down payment loans—and could get up to $17K in assistance.

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Chris Fosgate Chris Fosgate

Your Home Equity Could Make Moving Possible

Thanks to recent home price appreciation, homeowners have near record amounts of equity – and you may too. On average, homeowners have $311K worth of equity.

Once you sell, you can use it to fund your down payment on your next home or maybe even to buy a smaller house in cash.

If you want to find out how much equity you have, let's connect. Because it may make a move a lot more feasible than you'd think.

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Chris Fosgate Chris Fosgate

A Tale of Two Housing Markets

The housing market is shifting—some areas favor buyers while others still benefit sellers. Learn how local trends impact your move and why a trusted agent makes all the difference.

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Chris Fosgate Chris Fosgate

Should I Buy a Home Now or Wait?

Wondering if you should buy a home now or wait? With prices projected to keep rising and equity building over time, getting into the market today could be your smartest move.

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Chris Fosgate Chris Fosgate

What’s Your House Worth Now? The Answer May Surprise You

Your home may be worth more than you think. With rising property values and steady mortgage payments, homeowners are sitting on record equity—averaging $311K. Discover how to leverage that wealth for your next move, renovation, or business dream.

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Chris Fosgate Chris Fosgate

What You Can Do When Mortgage Rates Are a Moving Target

Mortgage rates may be unpredictable, but you can still take control. Focus on improving your credit score, exploring loan types, and choosing the right loan term to secure the best deal possible in today’s shifting market.

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Chris Fosgate Chris Fosgate

Don’t Miss This Prime Spring Window To Sell Your House

You haven’t missed your chance—spring is still prime time to sell. Data from Zillow, ATTOM, and Bankrate shows late April and May listings can net top dollar. Partner with a local expert to time your sale right and maximize your return.

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Chris Fosgate Chris Fosgate

If the Asking Price Isn’t Compelling, It’s Not Selling

Unfortunately, a lot of sellers today are setting their asking price too high. That’s leading to an uptick in price cuts. Some of the most common reasons this is happening are that they’re not paying attention to current market conditions or they’re trying to leave room for negotiation. The best way to avoid this mistake? Lean on an agent. Let’s connect to make sure your house is priced to pull people in, not push them away.

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Chris Fosgate Chris Fosgate

4 Ways To Make an Offer That Stands Out This Spring

With spring's arrival, the housing market heats up, requiring buyers to strategize to win their desired home. Key tactics include offering a fair price, using an escalation clause to outbid competitors, being strategic with concessions, and aligning your timeline with the seller's needs. Partner with a skilled agent to craft a standout offer.

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Chris Fosgate Chris Fosgate

A Recession Doesn’t Mean a Housing Crisis

There’s a lot of talk about a recession lately and how the odds of one are rising. If you’re wondering what that means for the housing market, here’s what the data tells us. While you may remember the price crash in 2008, that’s not the norm. Looking back all the way to 1980, home prices usually rise and mortgage rates tend to fall. If you have questions about buying or selling a home in today’s market, let’s have a conversation.

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