Keys to the Market

Unlocking Insights, One Door at a Time

Chris Fosgate Chris Fosgate

The Biggest Mistakes Sellers Are Making Right Now

Navigating a changing real estate landscape can be tricky. This article highlights the most frequent mistakes sellers make, such as overpricing, neglecting minor repairs, and undervaluing negotiation. Learn how partnering with a skilled real estate agent can help you avoid these pitfalls, optimize your selling strategy, and achieve a successful sale in today’s competitive market.

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Chris Fosgate Chris Fosgate

Are Home Prices Going To Come Down?

Confused by the mixed messages about home prices? This article clarifies the real estate market's status, explaining why home prices are not plummeting but are normalizing instead. Learn from industry experts about the slower, more sustainable pace of price growth and what this means for potential homebuyers. Whether you're considering buying or just keeping an eye on the market, get the insights needed to understand these changes and how they might affect your home buying strategy.

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Chris Fosgate Chris Fosgate

Unlocking the Benefits of Your Home's Equity

Equity is the difference between what your house is worth and what you still owe on your mortgage. The typical homeowner gained $28,000 over the past year and has a grand total of $305,000 in equity. And there are a lot of great ways you can use that equity.

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Chris Fosgate Chris Fosgate

Buying a Home on Disability Income: How to Make It Possible

If you’re wondering if buying a home with disability income is possible, the good news is, the answer is yes. If you want to learn more or explore your options for a home loan, connect with a lender. With the right team in place, we can make your dream of homeownership a reality.

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Chris Fosgate Chris Fosgate

A Newly Built Home May Actually Be More Budget-Friendly

Contrary to popular belief, newly built homes may offer more affordable options than existing homes. This article explores how lower median prices and attractive builder incentives, such as competitive mortgage rates and closing cost coverage, make new constructions a compelling choice for homebuyers. Learn why exploring new homes could be the key to finding a perfect match for your budget and lifestyle. Let's delve into the benefits and possibilities of purchasing a newly built home together.

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Chris Fosgate Chris Fosgate

Why a Foreclosure Wave Isn’t on the Horizon

Worried about a foreclosure crisis similar to the past? Current data and expert insights indicate that a wave of foreclosures is not on the horizon. Learn why today's strict lending standards and high homeowner equity contribute to a stable housing market, reducing the risk of widespread foreclosures. This article explains why well-qualified buyers and substantial homeowner equity are key factors in maintaining market stability.

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Chris Fosgate Chris Fosgate

How Affordability and Remote Work Are Changing Where People Live

Discover how today's remote work capabilities and the quest for affordability are driving people to relocate to areas with lower living costs. This article explores the significant impact of flexible work arrangements on homebuying preferences, highlighting how remote work expands your housing options. Learn how a skilled real estate agent can assist in navigating these opportunities, ensuring you find a home that fits both your budget and lifestyle.

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Chris Fosgate Chris Fosgate

Top Homebuyer Mistakes in Today's Market and How to Avoid Them

Learn about the most frequent pitfalls facing homebuyers today, including delaying pre-approval, seeking the perfect home, overspending, and foregoing professional guidance. This article outlines essential strategies to navigate these challenges effectively. Ensure a smoother homebuying journey by connecting with a seasoned real estate professional who can steer you clear of these common errors.

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Chris Fosgate Chris Fosgate

Unlocking Homebuyer Opportunities in 2024

As the 2024 real estate market transitions, new opportunities arise for prospective homebuyers. With growing home inventories, increasing new construction, and moderating prices, now may be the perfect time to resume your home search. Learn how these changes can benefit you and why acting now might be advantageous before the market heats up again.

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Chris Fosgate Chris Fosgate

Why Fixing Up Your House Can Help It Sell Faster

Discover how making strategic upgrades to your home can significantly enhance its appeal and accelerate the selling process in today's competitive market. Learn why move-in-ready conditions attract buyers willing to pay premium prices and how partnering with a knowledgeable real estate agent can guide you to invest wisely in renovations that offer the highest returns. Ensure your home stands out and sells quickly with the right improvements.

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Chris Fosgate Chris Fosgate

How To Determine if You’re Ready To Buy a Home

Deciding if you're ready to buy a home involves more than just market trends; it's about your personal financial readiness and life goals. This article breaks down critical factors such as job stability, financial preparedness, emergency funds, and long-term housing plans to help you make an informed decision. Connect with a real estate professional to explore your options further and ensure you're equipped for this significant commitment.

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Chris Fosgate Chris Fosgate

Why Working with a Real Estate Professional Is Crucial Right Now

Explore why a seasoned real estate professional is indispensable in today's volatile housing market. From navigating contracts and negotiations to leveraging deep industry knowledge for pricing and market trends, discover how the right real estate expert can streamline your buying or selling journey, ensuring clarity, confidence, and success in every transaction.

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Chris Fosgate Chris Fosgate

Why Moving to a Smaller Home After Retirement Makes Life Easier

Considering downsizing in retirement? Learn about the practical benefits and financial advantages of moving to a smaller home. Assess your current housing needs and discover how leveraging your home equity can facilitate a smooth transition to a more manageable living space. This guide helps retirees understand the steps involved in downsizing and how it can lead to a more enjoyable and cost-effective retirement lifestyle.

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Chris Fosgate Chris Fosgate

The Price of Perfection: Don’t Wait for the Perfect Home

Explore why holding out for the perfect home might hinder your journey to homeownership. Learn the benefits of considering homes that may need a bit of TLC or aren't in your ideal location but offer significant advantages in today's market. Understand how redefining what 'perfect' means can expand your options and lead to a successful purchase with the help of an experienced real estate agent.

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Chris Fosgate Chris Fosgate

Why Your Asking Price Matters Even More Right Now

Understand why setting the right asking price for your home is more crucial than ever in the current real estate landscape. Learn how shifts in buyer demand and an increase in housing supply affect home prices and why working with a knowledgeable local agent is essential to avoid overpricing and ensure a timely sale. Discover strategies for pricing your home effectively to stand out in a competitive market.

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Chris Fosgate Chris Fosgate

Not a Crash: 3 Graphs That Show How Today’s Inventory Differs from 2008

Explore the fundamental differences between today's housing market and the conditions during the 2008 crash. Learn how current low inventory levels, cautious new home construction, and tighter lending standards contribute to market stability. Understand why experts believe a housing market crash is unlikely in the near future, offering reassurance to homeowners and potential buyers.

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Chris Fosgate Chris Fosgate

Homeowners Gained $28K in Equity over the Past Year

Explore how the recent surge in home prices has significantly increased homeowner equity, with the average homeowner gaining $28,000 in the last year alone. Learn how this equity growth, fueled by high demand and low supply, can enhance your financial stability and provide opportunities for future investments. Understand the benefits of this equity, from funding major life events to securing your next home purchase.

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Chris Fosgate Chris Fosgate

Real Estate Still Holds the Title of Best Long-Term Investment

With all the headlines circulating about home prices and mortgage rates, you may be asking yourself if it still makes sense to buy a home right now, or if it’s better to keep renting. Here’s some information that could help put your mind at ease by showing that investing in a home is still a powerful decision.

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Chris Fosgate Chris Fosgate

What To Do When Your House Didn’t Sell

If your listing expired and your house didn’t sell, it’s totally natural to feel a mix of frustration and disappointment. And as you’re working through that, you’re probably also wondering what went wrong and what you should do next.

If you still need to move and want to get it back on the market, here are some things to consider as you look back.

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